HOW PACASO WORKS

Co-ownership, simplified

Own the place that brings everyone together — again and again. With Pacaso, you can find a luxury second home, pick the right amount of ownership for you, and leave the details to us.

The best way to own a luxury second home

Co-owning with Pacaso is the smart choice for a home you'll periodically enjoy throughout the year. Purchase 1/8 or 1/4 of your dream property, share costs with fellow co-owners, and get exclusive access for you and your loved ones.

Turnkey design

Our homes are outfitted with premium furnishings, luxury essentials, high-end decor, and all the amenities you dream of.

Local support

You’re supported by a dedicated Home Manager team who provides service before, during and after your stay.

Simple scheduling

Book stays easily in the Pacaso owner app, and enjoy your home for an average of 6-7 times during the year.

Resale

Sell your home at a time and price of your choosing — Pacaso shares historically sell for an average 10% gain.

Home management

We fully manage every aspect of your home from maintenance to billing, so it is always ready for you to enjoy.

Financing

Finance up to 70% of your home’s purchase price for qualified buyers.

It’s your home, not a timeshare

Unlike a timeshare, Pacaso gives you true ownership in a luxury home. Our fully managed LLC model replaces the decades-old practice of DIY co-ownership and enables you to own a bigger and better second home to make memories year-round in — for less cost and hassle.

Your dream home, designed by the pros

Our team of luxury interior designers — celebrated in Architectural Digest and House Beautiful — bring their expertise to meticulously curate and furnish your home, ensuring every detail is crafted for your ultimate comfort and enjoyment.

Flexible scheduling, tailored to you

At Pacaso, we understand that your time is valuable. Our SmartStay™ technology offers a seamless scheduling experience, so you can book the perfect getaway on your terms. Need even more flexibility? By upgrading to 1/4 ownership, you can enjoy the benefits of luxury living for a fraction of the cost.

Access our network of homes, worldwide

Own your dream primary vacation home while enjoying the added flexibility to travel to new destinations. Now you can swap stays with fellow co-owners at Pacaso homes around the world.

Effortless resale

Part of owning a Pacaso is having the flexibility to resell your home. Pacaso homes have an average historical increase of nearly 10% upon resale — that’s twice the appreciation for a traditional luxury vacation home.

A place that feels like you

The best destinations in the world that make you feel at home.

• \ CHARLES STREET \ London \ Morning tea, London at the door

• .jpg) \ SEINE \ Paris \ Fresh espresso, windows thrown open

• \ FALLRIDGE \ Vail \ Ski days and après nights

• \ DEER PEAK \ Park City \ Thick sweaters, mountain views

• \ PLAYA LINDA \ Los Cabos \ Sunset laps, ocean beyond

• \ MAUNA LAU \ Hawaiian Islands \ Breezy days moving on island time

• \ OAK HOUSE \ Kiawah Island \ Slow days in the Lowcountry

• \ CASA BIANCA \ Florence & Tuscany \ Cypress hills and long Tuscan lunches

• \ ALPINE RIDGE \ Aspen & Snowmass \ First tracks and slow firelit evenings

• \ MEADOWS \ Vail \ Sunlit summer stillness, fresh mountain air

• \ PALMA VERDE \ West Palm Beach \ Swimming laps beside swaying palm trees

• \ THE PALM \ Napa Valley \ Sweeping vineyard and valley views

• \ PACIFIC SHORES \ San Diego \ Sunlit mornings by the ocean

Learn the latest

Discover upcoming and on-demand webinars about co-ownership, luxury real estate, and more.

Frequently asked questions

How does Pacaso co-ownership work?

Pacaso streamlines the process of co-ownership for owners. We do the heavy lifting of bringing together buyers to co-own a home, and we serve as the corporate guarantor of the loan, facilitate scheduling stays, and provide ongoing maintenance. As a Pacaso owner, you choose the amount of ownership that works for you and enjoy a luxury property that might be out of reach on your own. Plus, your home comes fully furnished and professionally designed.

Do I really have ownership in the home?

Yes. Owning a Pacaso is true real estate ownership. You purchase a share in a property-specific LLC. The home is fully managed and designed specifically for co-ownership.

How do I schedule time to use the home?

You book time using the Pacaso app, powered by our SmartStay™ scheduling system. It’s easy to use and equitable for owners, based on the number of shares you own. The system supports two types of stays: advance and short-notice. Advance stays are scheduled 8 days to 24 months in advance, and each owner has access to an advance stay that falls on a special date (e.g., federal holidays and popular local events). Short-notice stays are booked 2 to 30 days in advance of arrival. (Note: For homes with unsold shares, the short-notice booking window is 2-7 days in advance of arrival.) See additional scheduling FAQs for more details.

What if I want to sell my ownership in the home?

You can sell at any time at a price of your choosing. We have an active network of interested buyers, and the home will also be listed on Pacaso and promoted across our marketing channels.

What down payment is required to purchase a share of a second home?

Buyers can finance up to 70% of their purchase. A minimum down payment of 30% is required.

Can I finance my second home purchase?

Yes. We have integrated financing available to offer our buyers. You also are welcome to use other sources of capital such as home equity financing or cash.

How are prospective owners evaluated?

We vet all owners, who agree to a common-sense owner code of conduct. The home will be reserved for the exclusive use of owners and their guests.